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Your equity can be a powerful tool you can use to help you make a move in today’s market. That’s because it may be some (if not all) of what you need for your down payment on your next home.

There are several things a homeowner can do on their own to get their system ready for the summer

How much should you save? That all depends on your potential LTV or loan-to-value ratio. The amount you put down on a new home is important because it directly impacts your LTV and influences whether you will even be approved for a mortgage.